We read numerous Pet Assure reviews online to confirm whether Pet Assure is worth it. We analyzed the pros & cons of using this vet discount plan.
How Does Pet Assure Pet Plan vs. Pet Insurance Compare?
Ok, as we all know insurance of any kind: medical, car, life and even pet insurance you always have a premium and a deductible.
To start with, a pet discount plan has one major difference: No Deductible.
With most pet insurance policies, it will NOT cover pre-existing illness, diseases or injuries that your pet already has. And you need to file your claim after paying the bill…so you pay full cost upfront. And you must pay the deductible first.
As for the pet discount program your monthly will be cheaper.
And don’t forgot the NO deductible.
Here is a typical scenario if you buy Pet Assure vs. Pet Insurance:
You take your dog to the vet and she/he needs an expensive treatment or even just a check-up.
All you need to do is sign-up a head of time for Pet Assure Discount Plan and receive your membership and get 25% off your bill.
For pet insurance you can not do this because you will have a hard time finding a pet insurance to cover anything once your pet has been diagnosed.
For example, let’s say you have a dog that needs surgery.
This kind of surgery is going to run you about $6,000.
With the Pet Assure program for just around $10-$20/month – about 180/yr. Using the pet discount plan you can save $1500 or 25% on this surgery.
By contrast, the pet insurance costs about $50 a month ($600 per year), and there is a $250 deductible.
For this, you’ll be reimbursed about 36% of the cost — approximately $2,000 once you subtract the deductible. If you subtract the $600 you spent on premiums for the year, that means you’ll save about $1,400.
As you can see, in this case, the savings are roughly equivalent, but with a pet insurance program, you’ll be forced to pay more each month in premiums.
This is very important note to see because if you pet doesn’t get sick or need care you are wasting money every month. If your pet does get sick you can sign up for the discount pet plan right away…no restrictions…SEE CHART Below:
Pet Assure Reviews: Compare Pet Assure to Pet Insurance
The Pet Assure Veterinary Discount Plan is affordable and simple, with no limitations and no exclusions.
CLICK HERE to see how this Discount Plan works. use Code: PAU20
PET ASSURE is the best alternative on the web for pet insurance!
PET ASSURE is a Pet Insurance Alternative. It’s a Discount Plan for your Pet. It covers ANY pet, absolutely no exclusions. Save $100’s on pet cost. As low as $7.95/month. For FREE Quote: CLICK HERE.
Pet Assure Reviews: Is It Really Worth It?
This is a fairly straightforward program: You pay a small monthly fee in exchange for discounted veterinary services. This means that Pet Assure is not an insurance plan; it’s a discount services program.
Sign up for Pet Assure and start saving on your pet’s veterinary care immediately! No waiting periods, claim forms or exclusions.
Every year, thousands of pet families drop their pet insurance coverage for a better alternative. And every year, thousands of pet families join Assure. Why? Because their Veterinary Discount Plan is a great value that saves pet families millions of dollars every year. Check it out and make the comparison. Also, check out the FAQs.
Pet Assure Vs. Other Pet Insurance
Value
-
- Pet Discount Plan Assure:
- On an average their members will save 100 % of membership cost.
-
- Pet Insurance:
- According to the CSR Policy found that insurance were not worth to pay for on a healthy pet.
Claims & Payments
-
- Pet Discount Plan Assure :
- One thing about a discount plan you have no claims forms to fill out. You just show your discount card at your vet office and it will automatically deduct 25% off all regularly priced.
-
- Pet Insurance:
- With Pet Insurance you still have to pay your full vet bill and file a claim to get your money. But first, you have to wait and if your insurer will approve the claim and pay you. Also, pet assure insurance has deductibles which show that a portion of your first claim is not covered.
CLICK HERE to See How this Discount Plan Works
Waiting Periods and Claim Limits
-
- Pet Discount Plan Assure:
- No waiting periods whatsoever and no limits on what discount you get.
-
- Pet Insurance:
- And of course pet insurance always have a waiting period, sometimes there is a two-week wait. Also there are a limits of claims they will accept.
Fee Structure
-
- Pet Discount Plan Assure:
- With Assure your cost is only a flat one with the discount plan. One for your cat and one for your dog.They even have a discount plan that offers a family plan to four pets with one discount fee.
-
- Pet Insurance:
- One word, complicated. Fee structures are based on many criteria based on age and condition of your pet. Plus they will change your payment according to your pet’s health, when a discount plan will not do this.
Exclusions, Denials & Limitations
-
-
- Pet Discount Plan Assure:
- On thing about Assure Company your pet qualifies even with pre-existing problems. Even your pet’s age doesn’t factor into it. Every pet qualifies with absolutely no limitations or exclusions.
-
Thank you for visiting my site on Pet Assure Insurance – the Pet Insurance Alternative.
Pet Assure Reviews: What is Pet Discount Plan and How Does It Work
If you don’t already know, Pet Assure is a fairly straightforward program: You pay a small monthly fee in exchange for discounted veterinary services. This means that Pet Assure is not an insurance plan; it’s a discount services program.
Sign up for Pet Assure and start saving on your pet’s veterinary care immediately! No waiting periods, claim forms or exclusions.
PRO
The main positive point in many reviews is that they cover 25% of all bills without needing to file a claim or submit any paperwork. All you have to do is show your card at the vet, and the discount will be taken from the cost of care provided that day. You will always know what percentage you are going to end up paying at the vet, and that’s a great relief to many pet owners. Dental cleanings, exams, and more are all covered.
No Age Limits or Pre-Existing Exclusions
Other huge benefits listed in most insurance reviews are that pre-existing conditions are included, and there are no age limits. Because you are simply getting a 25% discount on all services, there is no reason for pre-existing conditions to be excluded.
For owners who just found out that they’ll be paying a lot of money for their dog care going forward, this is a great benefit.
No Deductibles
There are no annual limits on how much Pet Assure will reimburse you for, and there are no deductibles. They pay a flat rate of 25% of the bill no matter what. You can use it as many times as you want, no matter how often your pet needs to see the vet.
No Waiting Period
Most insurance companies have a waiting period that you must make it through without incident before your coverage begins. Since Assure is not a typical pet insurance plan, they do not have this. As soon as you enroll, you are eligible to receive the 25% discount at the veterinary, even if your appointment is the same week!
Con
Not Pet Insurance
Some Pet Assure reviews bring up the fact that Pet Assure simply isn’t pet insurance. If your pet needs an emergency procedure that costs $10,000, only $2,500 of that will be covered.
With traditional pet insurance, your deductible might be reached at $1,000, which would mean $9,000 would be covered. Depending on what emergencies your pet faces in their lifetime, traditional insurance might wind up being the better choice.Only A Few Different Options – Pet Assure Reviews
When you visit www.petassure.com, you’ll see that there are only four enrollment options (see below) that decides how much you have to pay per month or year. For some owners, they with they would be able to customize their coverage more. However, since this is more of a discount program than an insurance plan, I’m not surprised by these coverage options.
Coverage Only Offered At In-Network Vets
If you were to go to a vet that is out-of-network, you would not be able to get the 25% discount. There are no exceptions to this rule, so you should not even consider enrolling in Pet Assure if your usual vet or locals are not in the network. You would never be able to use the discount in that case.
Is Pet Assure Worth It?
Whether Pet Assure insurance for your dog is a good or bad choice depends on how many veterinary emergencies your pet ends up having per year. Depending on how much you spend at the vet annually, the cost of Pet Assure might be worth it.
If your pet ends up facing costly emergencies every year, you would have been better served to get traditional insurance.
Check out: Is Pet Insurance Worth It? My Pet Assure Reviews
Thank you for visiting my page “pet assure reviews“. Pet Insurance Coverage may earn a small commission through products purchased using links on this page. Here’s how it works.
Thank you for visiting my site on Pet Assure Reviews – the Pet Insurance Alternative.